Are Working Women Choosing the Wrong Guys?


Traditionally women sought out guys to marry who showed that they could earn money and provide for a comfortable lifestyle.  Looks and personality were also factors, and certainly some women married guys with few prospects to provide an income out of love, but the ability to earn a living was always important. At one point in history this was probably the guy who could hunt and build a cabin, or who had land and could raise crops and animals, but with time it morphed into the guy who could earn a six-figure salary.  The guy with the nice car, nice clothes, and nice watch was the one who got the girl.  Guys would buy the meals and pay for everything on dates, give gifts, and even give an expensive diamond ring when proposing in part as a way to show the ability to provide.

For many guys, attractiveness, both physical and inner beauty, were important factors when looking for a wife.  Finding someone who was fun to talk to and nice to be around, and someone who was caring and nurturing, could also be important factors.  Few guys really cared about a woman’s ability to pay for things because they had always assumed that they would be earning money for the family.  Many guys might even feel intimidated if a woman earned more than them and was the primary breadwinner, and therefore not even seriously consider a woman who was more successful.  Likewise, many women would not respect a man who earned less than them.

Gender roles are all changing, however, with many women are choosing to primarily focus on a career.  Women are moving into top roles at companies and gaining parity with men in many fields.  There are even more women attending college then men in the US, so it only makes sense that many women are moving into the position of primary breadwinner.

Given this shift, one would expect more men to be taking the role of caring for and training the children, along with managing the household since it would make more sense for the wife to work.  Given this trend, you would therefore expect women to start seeking men who would be better at raising children.   You would expect them to be looking for men with qualities such as patience, concern, devotion, communication, an ability for multi-tasking, and selflessness instead of seeking the type-A personality with little patience who is quick to anger.

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And yet it seems as though men’s role has rarely changed, so we have ended up with scenarios in which both parents work and where both are heavily focused on their careers.  This can result in some high household incomes, leading to the generation of lots of tax revenue, but it leaves the children being raised by others or by themselves.  It is as if both parents have decided to leave the cave and hunt because the hunt has become such a focus that both parents have forgotten why they were hunting in the first place.  Society has suffered as the internet and television has raised the last generation of children and imparted its morals upon them, the morals of Harvey Weinstein and individuals in the darkest corners of the world.

Maybe it is time for career-minded women to seek out men who can better fulfill the role of primary caregiver and mentor for their children instead of choosing men based on their ability to provide.  A woman who can ear a six-figure income doesn’t need a man who can do so as well.  Most people who really crunch the numbers will find that a family will actually come out better on one income with a spouse spending time doing things like preparing meals at home and taking care of the children than they will with two incomes.  In addition, time spent in childcare for one’s own children is tax-free, where extra income made at work is taxed at the highest rates.

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Our children really need to become more of the focus.  Why wouldn’t we want to spend time training our children to be good, self-sufficient citizens that share our values and make the world better rather than creating the next report or presentation that will just be forgotten in a week?  Children are our greatest legacy and will make far more of an impact that anything most of us will do in the office.  Why would we be satisfied to pay a stranger minimum wage to simply watch our children rather than to make sure our children are educated, motivated, and cared-for?

So what do you think?  If you are a woman who is focused on your career, would you marry a guy because he would be a good parent instead of finding someone who would be a good provider?  If you are a guy, would you be satisfied raising your family instead of going into work each day, and would you feel important doing so?

Got and investing question? Please send it to vtsioriginal@yahoo.com or leave in a comment.

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Disclaimer: This blog is not meant to give financial planning or tax advice. It gives general information on investment strategy, picking stocks, and generally managing money to build wealth. It is not a solicitation to buy or sell stocks or any security. Financial planning advice should be sought from a certified financial planner, which the author is not. Tax advice should be sought from a CPA. All investments involve risk and the reader as urged to consider risks carefully and seek the advice of experts if needed before investing.

What do you think?  Please leave a comment?

Contact me at vtsioriginal@yahoo.com

Follow on Twitter to get news about new articles. @SmallIvy_SI

Disclaimer: This blog is not meant to give financial planning or tax advice. It gives general information on investment strategy, picking stocks, and generally managing money to build wealth. It is not a solicitation to buy or sell stocks or any security. Financial planning advice should be sought from a certified financial planner, which the author is not. Tax advice should be sought from a CPA. All investments involve risk and the reader as urged to consider risks carefully and seek the advice of experts if needed before investing.

An Update on The Kiosks are Here!


About a year ago I wrote the post below after seeing an ordering kiosk in a McDonalds down in Alabama.  I was in our Hardees last night, and they now also have kiosks in addition to a single person taking orders.  It looks like order takers will be replaced by kiosks and smart phone apps very soon.  The way to fight back is to give great customer service, making the restaurant make more per hour than your salary by your being there instead of a cold, humanless machine.

McKiosk?

McKiosk?

I was reading a stat this weekend that one in three working people were in a union in 1970 but only one in ten are now.  The author of the editorial used this to explain why wages have stagnated, but I took a different meaning.  Given that once a company is unionized it is virtually impossible to de-unionize it, this statistic means that we saw a lot of union jobs go away, forever.  A drive through Detroit (with your windows rolled up and at top speed, not stopping at the lights) would also show the effect of trying to force companies to pay a worker more than what the value of what he was doing was worth.  This, combined with absurd work rules (in some union car plants, you needed to continue to pay workers who sat and read the paper in a room in the plant if you didn’t have enough work for them), has chased a lot of companies out of the country or just out of business.

Now the same folks who brought us the unions and ran great American cities into the ground have their sites set on minimum wage workers.  With demands of $15 per hour wages, organizers are convincing some  misguided fast food workers (many workers wisely don’t participate because they can do the math) to protest at their place of business.  Note that the average McDonald’s worker produces about $13.50 in value for his/her company, so the company would be losing $1.50 per worker per hour if they paid $15 per hour.  Multiply that by thousands of workers, and you would see millions of dollars in losses each year.  No company could withstand that.

The solution for companies faced with rising labor costs who can’t just move out of the country as did the factories is to cut the number of workers.  Enter the ordering kiosk.  The picture above shows kiosks I found at a McDonald’s in Florida last week.  There were six kiosks setup and they were getting a lot of use by the customers without many complaints.  I went ahead and ordered at the counter (I like to support the workers, plus I would rather have a person help me with my order than go to a machine), but a lot of others chose the kiosks.  Smart phone apps are also being rolled out.  Raise costs enough and you’ll just have a cooked burger appear on a conveyor belt and you would add the toppings yourself.  The restaurant would just need to employ a couple of people to load the burgers into the hopper.  They could eliminate the need to clean by just making it a drive-thru with no table service.

People with three kids and a home should not be in these jobs.  These are jobs for teenagers and young liberal arts majors to take as a first job to learn the skills needed to get the next job and move up the ladder.  If you take these jobs away by raising the minimum wage or by protesting until McDonald’s and other employers relent, you’ll be cutting off this critical pathway to a better life that a lot of people need.  You can’t get a job without experience, and without minimum wage jobs, you can’t get experience.

So if you’re a fast food worker and want to keep your job, what can you do?  Be the best worker that ever existed.  Show up ten minutes early.  Leave your cell phone in the car and concentrate on doing your job to the best of your abilities.  Smile at the customers.  Help them with their orders.  Make suggestions for them to save a few cents by bundling items.  Provide value for your employer so that they have more business because of you.  Make customers visit your store to see you, rather than go to the place across the street with the kiosks.  In short, act like you work at Chick FilA.  Plus, don’t demand to be paid more than you create.

Got and investing question? Please send it to vtsioriginal@yahoo.com or leave in a comment.

Follow on Twitter to get news about new articles. @SmallIvy_SI

Disclaimer: This blog is not meant to give financial planning or tax advice. It gives general information on investment strategy, picking stocks, and generally managing money to build wealth. It is not a solicitation to buy or sell stocks or any security. Financial planning advice should be sought from a certified financial planner, which the author is not. Tax advice should be sought from a CPA. All investments involve risk and the reader as urged to consider risks carefully and seek the advice of experts if needed before investing.

What do you think?  Please leave a comment?

Contact me at vtsioriginal@yahoo.com

Follow on Twitter to get news about new articles. @SmallIvy_SI

Disclaimer: This blog is not meant to give financial planning or tax advice. It gives general information on investment strategy, picking stocks, and generally managing money to build wealth. It is not a solicitation to buy or sell stocks or any security. Financial planning advice should be sought from a certified financial planner, which the author is not. Tax advice should be sought from a CPA. All investments involve risk and the reader as urged to consider risks carefully and seek the advice of experts if needed before investing.

History Doesn’t Repeat, But Sometimes It Rhymes


boatdock2I had a long car trip, so I did as I frequently do on long trips and rented a book on CD from Cracker Barrel.  They have a system where you can rent at one location, then return the book to any location along the way.  I picture CDs crossing the country a little at a time.  Actually, since some of the books are 12 hours long or more, maybe they move rather rapidly.

This time I rented Playing with Fire, which turned out to be historical fiction about a Jewish family living in Italy who were sent to the death camps in Poland.  One brother, who played the violin, ended up being pressed into service playing in a small orchestra at a death camp in Northern Italy. The Commandant had the group play music all day long to drown out the noise from the executions and the screams coming from the crematorium from those who were not quite dead before being thrown into the ovens.  In the end, the members of the orchestra were killed and fed to the ovens as well before the Nazis fled to avoid capture.

While the characters were fictional, the book portrays real events that happened in Italy during 1942-1947.  Italy saw about 20% of the population of Jews killed during WW II.  In Germany and Poland, it was about 90%.  Of course everyone has heard about the horrors of that time and calling someone a Nazi is just about the worst thing you could call them.  And yet we fail to learn the lessons.

This has happened other times, although perhaps to different degrees.  In Russia, millions were killed by Stalin and other Soviet leaders after the violent Bolshevik revolution.  In Cambodia, the educated and literate were marched into the jungles and slaughtered.  I have no doubt that Hugo Chavez killed many of the farmers who refused to give up their land in Venezuela during the more recent take-over.  In all of these cases, while the Right is usually blamed for fascism, this was done by Socialists (note, the Nazis were the Socialist party in Germany).  Socialists who employ envy as a means to bring them to power and justify their actions.  Indeed, in Vietnam and North Korea the same thing has been done, although many times starvation has been used as the means of execution rather than a bullet or club.

Often when these events happen, people wonder how decent people could stand by and allow such brutality to happen.  And yet we see the stirrings of exactly the same thing in the United States today as we saw in Germany.  The speakers may be different, but the themes from Sanders, Warren, and others are the same.  In Germany Hitler vilified the Jews and convinced the population that they were the source of their problems.  Because the Jewish people have a culture of forming businesses and serving others, many of the shop owners, bankers, and business owners were Jewish.  They were also prominent as professors, engineers, and lawyers.  Because the Jews “controlled the means of production,” to borrow a phrase from Karl Marx, the Nazis were able to convince many of the other German citizens that their lives were miserable because the Jews were oppressing them, and that they should therefore take from the Jews and eventually kill them.  Hitler used envy to stir the population and turn them against their Jewish neighbors.  This envy turned to violence, as seen by the formation of the black shirts who would go and victimize the Jews even before the Nazis started marching them to the gas chambers.

Today we hear Bernie Sanders stoking the same envy when he talks about rich Wall Street bankers being the source of the troubles of the middle and lower class.  We also see race baiting by the President and others, causing blacks to turn against the police and whites in general.  Often envy turns to hate and violence.  We are also starting to see violence, including the execution of policemen, attacks on people at Donald Trump rallies, and riots in the street.    While some would have you believe these are just spontaneous protests and riots, these are actually planned events being lead by Socialists and anarchist groups who want to bring down the fabric of civil society and replace it with fascism and a culture in which the strong victimize the weak.  We could very well see another holocaust in the US, this time the target being Christians, whites, conservatives, or producers and business owners in general.

Even many of the “non-violent” protests show force being used by the Left as a tool to gain their goal.  While activities like blocking the road or breaking into a building may not be violent, they are using force to take things away from others, even it is their time.  No doubt these types of actions will lead to violence as tempers flare.

It is time for people to see this manipulation of people using envy for what it really is.  Envy goes beyond wanting what someone else has.  It is a belief that they should not have whatever it is, and it (and they) should therefore be destroyed.  It leads to the gas chambers in Poland and the killing fields in Cambodia.  It leads to unspeakable acts to which normally caring people turn a blind-eye.

Socialism is fundamentally evil.  It is founded upon the fundamentally evil idea that it is right to take what is not earned from another.  Evil only leads to pain and misery.  We have a unique capability in America to pull ourselves up by spending our time tending to the needs of others through our work and making fair trades for goods and services.  We need to choose another path than envy.

We need to call out this evil for what it is.  We need to talk about what has happened other times people who have turned neighbor against neighbor using envy have been allowed to rise to power.  We need to talk about our common humanity.   We need to show that people do not become wealthy in the US by victimizing others, but by serving them.  This path is open to all and leads to wealth and happiness.  I already see the black shirts coming out of the shadows to lay their abuse on others.  Are we going to turn away?

Got an investing question? Please send it to vtsioriginal@yahoo.com or leave in a comment.

Follow on Twitter to get news about new articles. @SmallIvy_SI

Disclaimer: This blog is not meant to give financial planning or tax advice. It gives general information on investment strategy, picking stocks, and generally managing money to build wealth. It is not a solicitation to buy or sell stocks or any security. Financial planning advice should be sought from a certified financial planner, which the author is not. Tax advice should be sought from a CPA. All investments involve risk and the reader as urged to consider risks carefully and seek the advice of experts if needed before investing.

What do you think?  Please leave a comment?

Contact me at vtsioriginal@yahoo.com

Follow on Twitter to get news about new articles. @SmallIvy_SI

Disclaimer: This blog is not meant to give financial planning or tax advice. It gives general information on investment strategy, picking stocks, and generally managing money to build wealth. It is not a solicitation to buy or sell stocks or any security. Financial planning advice should be sought from a certified financial planner, which the author is not. Tax advice should be sought from a CPA. All investments involve risk and the reader as urged to consider risks carefully and seek the advice of experts if needed before investing.