The Countdown to Freedom Continues, Balance: $600


This week I sent in another $300 to my investment account, continuing what I’m calling the Countdown to Freedom.  This is where I’m saving a few hundred dollars each month.  When I get enough, I’ll start to invest.  Eventually, it should grow enough to reach financial freedom (where I can make enough from the returns from  the investments to replace my income.)  This is similar to blogs where people are paying down their debt, but in this case I’m going the other way and growing wealth.  In actuality I’ve already made this journey, but thought people might like to see how it is done to inspire them to make the same journey.  You’re invited (and encouraged) to do same and let everyone know how you’re doing.


As AC/DC says, it “ain’t no fun waiting ’round to be a millionaire.”  Combined with the $300 I invested last month, I now have $600 in my freedom fund.  Still, that is $600 more than I had a couple of months ago.  When I get to about $3000 I should be able to either invest it in a mutual fund or find an individual stock to buy.  That will be early next summer.

I’m hoping that others out there are making the same journey.  If you are, please leave a comment and let other know how you are doing.  What are you doing to find the money in your budget?  How far have you come?  How do you think it will change your life to be financially independent?  Let us know!

Your investing questions are wanted. Please send to or leave in a comment.

Follow on Twitter to get news about new articles. @SmallIvy_SI

Disclaimer: This blog is not meant to give financial planning or tax advice. It gives general information on investment strategy, picking stocks, and generally managing money to build wealth. It is not a solicitation to buy or sell stocks or any security. Financial planning advice should be sought from a certified financial planner, which the author is not. Tax advice should be sought from a CPA. All investments involve risk and the reader as urged to consider risks carefully and seek the advice of experts if needed before investing.


  1. I try to set aside $300-500 per month, depending upon my net pay (I have variable hours). I find this money by setting aside a fixed percentage as soon as I get paid. “Pay yourself first”, as the saying goes. I also use some of my annual tax return toward saving up to invest. I, too, buy after I’ve saved up $2,000-3,000, always a stock. I have to force myself to set aside such money per month because I wasted nearly two decades not taking it seriously enough plus squandering whatever I did invest on either poor decisions or not being patient enough (as my blog attests to). If only I knew then what I know now!! Anyhow, I have no choice but to play catch-up.

    As for financial independence, I don’t know if I’ll have enough time left in my working years to achieve that someday. Again, too many years of too many mistakes. That seems like a pipe dream to me, but perhaps it could happen someday. I hope your younger readers (earlier than age 30) will take note that the years go by too fast, so decisions need to be made now instead of later, and with a sense of the urgency that people my age feel!

    • Thanks for the great words of advice. A big reason for my blog is to help out people just getting started in their jobs to get on the right track rather than be “normal” like everyone else and, in 20 years, regret not saving and investing more when they were young. Even though you may not be financially independent at 45, maybe you still have time to have a safe and secure retirement.

    • Honestly, reading positive like-minded people’s thoughts is just so refreshing! I am 31 and I also try to put aside to invest. I pray to God that the day comes, when I will be satisfied with my investments. I have no debt, and I keep reading financial books (The Intelligent Investor, Rich Dad – Poor Dad…) and all makes sense and the pieces come together. We all make mistakes, sometimes such that will be made up by months of work. Thank you for the article and the comments!

      • Thanks Attila. Really it all happens kind of suddenly. It seems like nothing will happen and your portfolio will never grow. Then suddenly you have a couple of good years in the markets and you’re passing the million dollar mark and climbing. It is kind of like digging for gold in a region that you know will have gold and doing all the right things. You will have a lot of dry holes and disappointments, but because you’re doing the right things eventually you will hit, and then people will talk about how lucky you were. Keep going and you’ll be financially independent before you know it, certainly long before retirement age. Keep doing what rich people do if you want to become wealthy.

Comments appreciated! What are your thoughts? Questions?

Fill in your details below or click an icon to log in: Logo

You are commenting using your account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s

This site uses Akismet to reduce spam. Learn how your comment data is processed.